MRI
MRI India Journals Vol. 9 No. 1s (2026): Special Issue

Design and Implementation of an Artificial Intelligence Powered Personal Finance Coach for Enhancing Financial Literacy in Students

Authors

  • Deepak Kapase Department of Computer Engineering, Bharati Vidyapeeth College of Engineering, Katraj, Pune, India
  • Shreya Pokale Department of Computer Engineering, Bharati Vidyapeeth College of Engineering, Katraj, Pune, India
  • Amisha Kumari Department of Computer Engineering, Bharati Vidyapeeth College of Engineering, Katraj, Pune, India
  • Ayush Kumar Department of Computer Engineering, Bharati Vidyapeeth College of Engineering, Katraj, Pune, India
  • Samarth Kaushik Department of Computer Engineering, Bharati Vidyapeeth College of Engineering, Katraj, Pune, India

DOI:

https://doi.org/10.65521/oaijse.v9i1s.3613

Keywords:

Artificial Intelligence Financial Literacy Data Learning Predictive Analytics Digital Finance Fintech

Abstract

Picking up cash basics matters for young people, still they often face difficulty. Usually resources can be limited, making it difficult to stay on top of spending. Managing small budgets often feels stressful. Watching every dollar takes effort when bills pile up out. Beginning the saving becomes easier. A handy tool helps sort spending into categories while keeping an eye on resources as it moves through the budget instantly. Created actually around lessons, game features, and a sense well of improvement in a safe practice system handles payment practice while using a one time code. This setup includes an actually verification code. Reviewing results, while trying to close the gap between what we think we know how things like work in practice real usually financial skills. Smart system shows up in talks about money skills. Data based system plays a role too. These ideas sit together when discussing how people handle financial analysis of a future based, digital finance.

 

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Published

2026-06-19

How to Cite

Kapase, D., Pokale, S., Kumari, A., Kumar, A., & Kaushik, S. (2026). Design and Implementation of an Artificial Intelligence Powered Personal Finance Coach for Enhancing Financial Literacy in Students. Open Access International Journal of Science and Engineering , 9(1s), 128–132. https://doi.org/10.65521/oaijse.v9i1s.3613