Patil AH, Salpe M, Shinde S, Satav S, Shinde N. Digital India and the Decline of Cash: Study of Urban Payment Habits. IJRDMR [Internet]. 2026 May 29 [cited 2026 May 31];15(2):18-25. Available from: https://journals.mriindia.com/index.php/ijrdmr/article/view/3209