Raut, Harshada, Sujal Gandhi, Viraj Sonavane, Ramkrishna Konda, Prathamesh Gawade, and Aishwarya Sule. “Banking and Modern Trends: A Study of Digital Transformation and Emerging Technologies in the Indian Banking Sector”. International Journal on Research and Development - A Management Review 15, no. 2 (June 2, 2026): 247–250. Accessed July 24, 2026. https://journals.mriindia.com/index.php/ijrdmr/article/view/3281.