Goda, Nirav R., Rashmi Vasant Shetty, Nimesh Jotaniya, Tushar Dhiman, and Vipin Chauhan. 2026. “Fintech-Driven Transformation of Financial Markets and Investment Decision-Making: A Conceptual Study”. International Journal on Research and Development - A Management Review 15 (2):649-60. https://doi.org/10.65521/ijrdmr.v15i2.4735.