SREEJAI SRIKANTH, DR. SATISH MODH. ASSESSING THE IMPACT OF CREDIT ACCESS ON MSMES:A REVIEW OF ISSUES AND CHALLENGES IN THE CHEMICAL AND PHARMACEUTICAL SECTORS. International Journal on Research and Development - A Management Review, [S. l.], v. 14, n. 1, p. 236–246, 2025. Disponível em: https://journals.mriindia.com/index.php/ijrdmr/article/view/660. Acesso em: 13 oct. 2025.