PATIL, Aarchana H.; SALPE, Mona; SHINDE, Shraddha; SATAV, Shantanu; SHINDE, Narhari. Digital India and the Decline of Cash: Study of Urban Payment Habits. International Journal on Research and Development - A Management Review, [S. l.], v. 15, n. 2, p. 18–25, 2026. DOI: 10.65521/ijrdmr.v15i2.3209. Disponível em: https://journals.mriindia.com/index.php/ijrdmr/article/view/3209. Acesso em: 24 jul. 2026.