ATTAPONG , Graziano. Financial Technology and Digital Finance: Business Models and Risk Perspectives — a Comprehensive Review. International Journal on Research and Development - A Management Review, [S. l.], v. 12, n. 1, p. 195–199, 2023. DOI: 10.65521/ijrdmr.v12i1.1822. Disponível em: https://journals.mriindia.com/index.php/ijrdmr/article/view/1822. Acesso em: 24 jul. 2026.