TRIVEDI-RAO , Xinyu. A Review of Financial Technology Innovations. International Journal on Research and Development - A Management Review, [S. l.], v. 12, n. 1, p. 159–163, 2023. DOI: 10.65521/ijrdmr.v12i1.1814. Disponível em: https://journals.mriindia.com/index.php/ijrdmr/article/view/1814. Acesso em: 24 jul. 2026.