KUMARI DEEPA RANI , BRAJESH KUMAR , Rakhi Sharma , Sachin Kurade,. Unified Payment Interface (UPI) and the Digital Banking Revolution: Opportunities and Challenges. International Journal on Research and Development - A Management Review, [S. l.], v. 14, n. 1, p. 287–303, 2025. DOI: 10.65521/ijrdmr.v14i1.1281. Disponível em: https://journals.mriindia.com/index.php/ijrdmr/article/view/1281. Acesso em: 23 jan. 2026.