Sulaiman, D. J., & Punitha, M. I. F. J. (2026). Role of Digitalization Usage and Financial Literacy in Shaping Retail Investment Behaviour among Retail Investors. International Journal on Research and Development - A Management Review, 14(2), 151–157. Retrieved from https://journals.mriindia.com/index.php/ijrdmr/article/view/1429