KHANDARE , Nitin B. Credit Card Fraud Detection Using Hidden Markov Model . International Journal of Advanced Scientific Research and Engineering Trends, [S. l.], v. 1, n. 4, p. 83–86, 2016. Disponível em: https://journals.mriindia.com/index.php/ijasret/article/view/4690. Acesso em: 16 oct. 2026.