BALAMBAL , Mrs. K. A Study on User Awareness and Threat Perception in Digital Payment. International Journal of Advanced Scientific Research and Engineering Trends, [S. l.], v. 9, n. 8, p. 10–12, 2025. DOI: 10.65521/ijasret.v9i8.1511. Disponível em: https://journals.mriindia.com/index.php/ijasret/article/view/1511. Acesso em: 1 sep. 2026.